Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,124 10,124 10.12
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,124 Short Term Not Applicable 3,037 7,087

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 11.55 9.14 8.4 7.42 7.1 7.11
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.18 8.72 8.57 6.15 7.06 6.66
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.15 8.92 9.33 7.81 6.62 7.75
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 11.15 8.92 9.32 7.8 6.61 7.53
JM Dynamic Debt Reg Gr 25-06-2003 0.97 10.98 8.4 7.85 6.34 6.94 6.77
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 10.82 8.76 7.94 5.72 7.17 6.03
DSP Strategic Bond Reg Gr 16-05-2007 1.19 10.81 9.05 8.45 6.17 7.42 7.06
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.71 8.36 8.41 6.42 7.62 8.07
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 10.71 8.92 8.15 6.57 8.0 8.14
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 10.64 9.33 8.78 6.67 - 7.24
Union Dynamic Bond Gr 13-02-2012 1.54 10.54 8.22 7.76 5.4 6.28 6.7
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 10.27 8.4 8.53 6.06 7.72 6.22
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 10.25 8.21 8.24 5.59 6.71 7.69
PGIM India Dynamic Bond Gr 12-01-2012 1.64 10.16 8.38 7.57 5.66 7.2 7.59
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.12 8.48 7.83 6.92 6.54 8.16
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.03 8.33 7.56 8.85 7.01 7.92
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 9.98 8.57 8.55 7.02 8.23 8.49
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 9.6 7.87 7.45 5.12 - 5.52
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 9.59 8.49 8.09 5.63 7.37 7.8
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 9.54 8.18 7.27 - - 6.32
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 9.44 7.48 7.33 5.03 6.52 7.07
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 8.84 6.98 6.71 5.45 - 6.23
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.04 8.21 6.9 6.81 4.55 - 5.96