Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 103,725 3,725 3.72
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 3,725 Short Term Not Applicable 1,117 2,607

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 7.66 8.52 8.09 6.8 6.93 6.93
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.01 6.62 6.87 6.53 4.79 - 5.86
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.56 7.44 7.54 6.35 8.16 8.27
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 6.19 7.71 7.42 5.5 6.85 6.5
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.06 7.43 7.18 5.58 7.34 7.78
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 5.92 7.5 7.34 6.62 6.36 7.54
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 5.92 7.49 7.34 6.62 6.36 7.28
JM Dynamic Debt Reg Gr 25-06-2003 0.98 5.61 7.05 6.84 5.55 6.39 6.58
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 5.16 6.93 6.77 8.32 6.64 7.62
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.6 4.95 6.68 6.5 4.59 - 5.09
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 4.94 7.0 7.09 5.38 7.48 7.85
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 4.86 7.04 7.16 5.91 - 6.68
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 4.81 6.77 6.96 5.52 7.36 6.03
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 4.35 6.7 6.69 4.87 6.7 5.79
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.17 6.55 6.47 4.89 6.86 7.18
HDFC Dynamic Debt Gr 28-04-1997 1.41 3.72 6.23 6.45 5.76 6.21 7.94
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 3.18 5.89 5.94 - - 5.25
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 2.98 5.78 6.17 4.73 6.22 7.37
DSP Strategic Bond Reg Gr 16-05-2007 1.21 2.96 6.41 7.0 5.06 6.81 6.7
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 2.84 4.97 5.1 4.45 - 5.5
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.63 6.01 6.34 4.52 6.83 7.39
Union Dynamic Bond Gr 13-02-2012 1.57 2.44 5.48 5.94 4.11 5.77 6.2
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 2.16 4.99 5.34 3.99 6.08 6.64